Terms of Use

Effective Date: August 6, 2026

Welcome to GoBoldMortgage.com ("Website"), owned and operated by Bold Mortgage ("Company," "we," "our," or "us"). By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree with these Terms, please do not use this Website.

1. Website Purpose

This Website is intended to provide general information regarding residential mortgage financing, homeownership, mortgage products, educational resources, and related services. The information provided is for informational purposes only and should not be construed as financial, legal, tax, or lending advice.

Nothing on this Website constitutes a commitment to lend, extend credit, or guarantee approval of any mortgage loan.

2. Eligibility

By using this Website, you represent that you are at least 18 years of age and legally capable of entering into binding agreements.

3. Mortgage Information Disclaimer

Mortgage programs, rates, terms, fees, underwriting guidelines, and product availability are subject to change without notice.

Loan approval is subject to:

Credit approval

Verification of income, assets, employment, and property information

Compliance with applicable lending guidelines

Federal and state regulations

Not all applicants will qualify for every loan program.

Examples, payment estimates, calculators, and educational materials are provided for illustration only and should not be relied upon as a final loan quote.

4. No Professional Advice

The information contained on this Website is not intended as legal, accounting, tax, investment, or financial advice.

Users should consult their own qualified professionals before making financial decisions.

5. Privacy

Your use of this Website is also governed by our Privacy Policy.

If you submit information through any contact form, loan inquiry, scheduling form, or other communication tool, you consent to our collection and use of that information in accordance with our Privacy Policy.

6. Electronic Communications

By submitting your information through this Website, you consent to receive communications from us by:

Telephone

SMS/Text Message

Automated appointment reminders

Follow-up communications regarding your inquiry

Message and data rates may apply.

You may opt out of marketing communications at any time as provided in our communications.

7. User Responsibilities

You agree that you will not:

Submit false or misleading information

Attempt to gain unauthorized access to the Website

Introduce malware, viruses, or malicious code

Interfere with Website functionality

Use the Website for unlawful purposes

Copy or misuse Website content without written permission

8. Intellectual Property

All Website content, including but not limited to:

Text

Graphics

Logos

Branding

Videos

Images

Software

Layout

Design

Educational materials

are the property of Bold Mortgage or its licensors and are protected under applicable copyright, trademark, and intellectual property laws.

No content may be reproduced without prior written consent.

9. Third-Party Websites

This Website may contain links to third-party websites for your convenience.

We do not control or endorse those websites and are not responsible for their content, privacy practices, products, or services.

Use of third-party websites is at your own risk.

10. Loan Applications

Submitting an inquiry or loan application does not create a lender-borrower relationship.

A loan is not approved until all underwriting requirements have been satisfied and final approval has been issued.

11. Equal Housing Opportunity

Bold Mortgage is committed to providing equal housing opportunities.

We comply with all applicable federal and state fair housing laws and do not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status, or any other protected class under applicable law.

12. Limitation of Liability

To the fullest extent permitted by law, Bold Mortgage shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

Use of this Website

Inability to access the Website

Reliance on Website information

Errors or omissions

Website interruptions

Third-party services

Your sole remedy for dissatisfaction with the Website is to discontinue its use.

13. No Warranty

This Website is provided "AS IS" and "AS AVAILABLE."

We make no warranties, express or implied, regarding:

Accuracy

Completeness

Reliability

Availability

Merchantability

Fitness for a particular purpose

We do not warrant uninterrupted or error-free operation.

14. Indemnification

You agree to indemnify and hold harmless Bold Mortgage, its officers, employees, affiliates, contractors, and agents from any claims, damages, liabilities, expenses, or attorney's fees arising from your use of the Website or your violation of these Terms.

15. Governing Law

These Terms shall be governed by the laws of the state in which Bold Mortgage is licensed to provide services for the applicable transaction, together with applicable federal law, without regard to conflict-of-law principles.

16. Changes to These Terms

We reserve the right to modify these Terms of Use at any time.

Changes become effective immediately upon posting.

Continued use of the Website constitutes acceptance of the revised Terms.

17. Contact Information

Questions regarding these Terms of Use may be directed through the contact information provided on this Website.